HealthHelpOhio,
LLC
Anthem (Blue Cross & Blue Shield) ballpark figures
updated 3/8/08
Here is an example of Anthem's Blue Access Plan 2 (note: this is Anthem's most expensive individual plan) $1,000 deductible Plan with wellness visits and a:
$35 office co-pay
Rx co-pay of $15(generic)/$30(brandname)/50% (non-formulary)
in Summit County.
The approximate monthly cost for a healthy, non-smoker
(super-preferred rate)
would be:
|
Male/female, age 25 |
$ 98.12 |
$
142.10 |
|
Male/female, age 35 |
$ 1128.77 |
$
203.80 |
|
Male/female, age 50 |
$ 2276.24 |
$ 325.80 |
On 1/1/2007 Anthem introduced a new 'incentive' series of plans called Lumenos for those who'd like coverage but have no burning need for regular office co-pays or medicines. What we've quoted is the 100% pay plan -- meaning, if something catastrophic happens and you meet the $2500 deductible, the plan pays the rest. The Lumenos plans offer incentives plus quarterly deposits in the form of 'Anthem Money' that for use with Anthem-type services ($125.00 (individual), $250 (family) quarterly). The plans also pay 100% of 'Nationally Recognized Screenings/Tests for the member's age band' -- waiving the deductible. Pretty awesome. Here are some of their ballpark figures using a $2,500 deductible.
|
Male/female, age 25 |
$ 66.50 |
$ 96.30 |
|
Male/female, age 35 |
$ 87.27 |
$ 138.13 |
|
Male/female, age 50 |
$ 187.23 |
$ 220.81 |
In addition, listed below are the approximate monthly premiums for a Lumenos HSA (that includes the wellness benefits mentioned above) with a $1500 deductible paying 100% (once the deductible is met):
|
Male/female, age 25 |
$ 69.22 |
$ 100.24 |
|
Male/female, age 35 |
$ 117.25 |
$ 203.80 |
|
Male/female, age 50 |
$ 276.24 |
$ 299.83 |
If you would like to visit Anthem on-line, click their Icon below:
Or, click one of the links below to see other carrier figures:
Medical Mutual of Ohio Kaiser American Community Aetna Celtic Farm Bureau via MMO
If you have any questions on the Anthem plan designs, please don't hesitate to contact us at: 440.247.2229 or e-mail at: info@HealthHelpOhio.net.
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